Written by 
Administrator on August 22nd, 2008
Heritage Bank, NA has some sweet CD rates. There is more than one Heritage Bank in the USA. This one is based in Phoeniz, AZ (Arizona) and their FDIC# is 58416. The bank was established in September of 2006. The bank has almost $163MM in ...
Written by Administrator on August 13th, 2008
Although this site is generally about CD and Savings Rates, I thought you may be interested in a loan program I discovered. It is called Zopa and can be found at Zopa Personal Loans
Person-to-Person lending basically cuts the bank out of the picture and people lend directly to ...
Written by Administrator on August 2nd, 2008
WT Direct is the internet presence of Wilmington Trust FSB. Their FDIC# is 33911. Wilmington Trust is headquartered in Baltimore, Maryland. As of March 08, they have about $683MM in assets, putting them in the medium sized bank category. They do have a 1st quarter loss of $2MM. Many banks ...
Written by Administrator on July 25th, 2008
Alliant Credit Union has decent CD Rates. As rates were coming down they continued to have rates above market. However, as rates have begun to come back up they have been slow to respond and are being left behind.
Their Certificate of Deposit Rates are as follows:
1-Year CD3.90%
2-Year CD4.05%
Like ...
Written by Administrator on July 12th, 2008
[Update: 7/11/08, 11:35 PM PST] -- As I read through the press release, it appears that the FDIC plans on running the new bank until they can find someone to purchase the assets. It mentions normal bank services and hours will resume on Monday at all branches. ...
Written by Administrator on July 8th, 2008
Bank of America has very low CD rates. They also are dependent on what area of the country you live in. Bank of America also just completed the acquisition of Countrywide Bank. It will be interesting to see how that plays out. However, at the moment ...
Written by Administrator on July 7th, 2008
IndyMac Bank has taken a turn for the worse, but they are confident they will whether this storm as they have weathered others. Of course, they have to be confident or all of the stockholders would sell their shares. They already had a small run on the bank. ...
Written by Administrator on July 3rd, 2008
Before sending any money to a bank or credit union make sure they are federally insured. To ensure the safety of your deposits, bank should carry FDIC insurance and credit unions should carry NCUA insurance. Certificates of Deposit are a popular investment because your funds are insured ...
Written by Administrator on July 2nd, 2008
CNB Bank, Inc. is located in Berkeley Springs, WV. They currently have 6 branches, 95 employees, and are have about $275MM in assets. A nice size community bank.
For more information visit, CD Rates Berkeley Springs
Written by Administrator on July 1st, 2008
During this time of certificate of deposit rate uncertainty, it is good to examine a strategy that can protect your CD Investments from the extreme lows of the rates, yet provide opportunity to take advantage of higher rates.
CD Laddering is that strategy.
View the full CD Ladder article.
