Alliant Credit Union CD Rates
Alliant Credit Union has decent CD Rates. As rates were coming down they continued to have rates above market. However, as rates have begun to come back up they have been slow to respond and are being left behind.
Their Certificate of Deposit Rates are as follows:
| 1-Year CD | 3.90% |
| 2-Year CD | 4.05% |
Like some credit unions out there they do allow for nationwide membership by joining an association. In Alliant’s case it is the National PTA. Another thing to note is that the interest is only paid out at maturity. You can not receive the interest on a monthly basis, so this CD is not good for those seeking monthly income.
Alliant’s NCUA# is 67955. They are federally insured just like an FDIC insured bank. They currently have about $5.3BB in assets and are fairly large as far as credit unions go. Unlike many banks, they do currently have a healthy profit and have a nice Equity/Asset ratio of 11.79%.
The website address for their rates is www.alliantcreditunion.org/services/rates/.
The main site is www.alliantcreditunion.org
They also currently have a nice savings rate of 3.75% APY.