Top CD Rates

Wachovia Bank has great certificate of deposit rates. They are federally insured by the FDIC.

Rates are as follows:

Different rates and terms may be available in different parts of the US. Some areas have had a 5% APY for a 3-year CD. Wachovia Bank’s FDIC# is 33869. They were established in 1994 and as of March-2008 they have about $665BB in assets. They are one of largest banks in the United States and are based in Charlotte, North Carolina (NC) . As of March 2008, they have an operating loss of 369MM.

Here is a link to their site, www.wachovia.com

Pentagon Federal Credit Union increased their certificate of deposit rates. They are federally insured by the NCUA.

Rates are as follows:

The rates are most competitive on the 3-year and longer CDs. PenFed’s NCUA# is 227. They were chartered in 1935 and as of March-2008 they have about $11.9BB in assets. They are quite large for a credit union. Their first quarter profit is a little over $34MM. Pretty Nice.

Here is a link to their site, www.penfed.org